[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zmmodel.cz\/je-mozne-si-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.zmmodel.cz\/je-mozne-si-vzit-pujcku\/","headline":"Je mo\u017en\u00e9 si vz\u00edt p\u016fj\u010dku","name":"Je mo\u017en\u00e9 si vz\u00edt p\u016fj\u010dku","description":"Je zn\u00e1mo, \u017ee se podnikatel\u00e9 v\u011bnuj\u00ed tomu, \u010demu se v\u011bnuj\u00ed, p\u0159edev\u0161\u00edm proto, aby si vyd\u011blali pen\u00edze. Podnik\u00e1n\u00ed je v\u017edy v prvn\u00ed \u0159ad\u011b v\u00fdd\u011ble\u010dn\u00e1 \u010dinnost, a tak se p\u0159i n\u011bm mus\u00ed dosahovat dostate\u010dn\u00fdch zisk\u016f. Takov\u00fdch, aby se jimi zaplatily v\u0161echny v\u00fddaje souvisej\u00edc\u00ed s takov\u00fdm podnik\u00e1n\u00edm, a aby se za n\u011b tak\u00e9 dalo \u017e\u00edt. Podnikatel\u00e9 tedy usiluj\u00ed […]","datePublished":"2026-05-14","dateModified":"2026-05-14","author":{"@type":"Person","@id":"https:\/\/www.zmmodel.cz\/author\/#Person","name":"","url":"https:\/\/www.zmmodel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cae764794acc12213aa530e21558ed2bd96c03f91e0c3ad21cc1905765be658?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cae764794acc12213aa530e21558ed2bd96c03f91e0c3ad21cc1905765be658?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zmmodel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zmmodel.cz\/wp-content\/uploads\/pppppppppppp_10_10_10_10_10_6.jpg","url":"https:\/\/www.zmmodel.cz\/wp-content\/uploads\/pppppppppppp_10_10_10_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.zmmodel.cz\/je-mozne-si-vzit-pujcku\/","about":["N\u00e1kupy"],"wordCount":413,"articleBody":"       Je zn\u00e1mo, \u017ee se podnikatel\u00e9 v\u011bnuj\u00ed tomu, \u010demu se v\u011bnuj\u00ed, p\u0159edev\u0161\u00edm proto, aby si vyd\u011blali pen\u00edze. Podnik\u00e1n\u00ed je v\u017edy v prvn\u00ed \u0159ad\u011b v\u00fdd\u011ble\u010dn\u00e1 \u010dinnost, a tak se p\u0159i n\u011bm mus\u00ed dosahovat dostate\u010dn\u00fdch zisk\u016f. Takov\u00fdch, aby se jimi zaplatily v\u0161echny v\u00fddaje souvisej\u00edc\u00ed s takov\u00fdm podnik\u00e1n\u00edm, a aby se za n\u011b tak\u00e9 dalo \u017e\u00edt. Podnikatel\u00e9 tedy usiluj\u00ed o to, aby takov\u00e9 \u017e\u00e1douc\u00ed zisky m\u011bli. Aby jim jejich p\u0159\u00edjmy sta\u010dily na v\u0161echno, na co jim sta\u010dit maj\u00ed. Jen\u017ee nikdo nezaru\u010duje, \u017ee jejich p\u0159\u00edjmy v\u017edycky budou takov\u00e9, jak\u00e9 maj\u00ed b\u00fdt. N\u011bkdy se neda\u0159\u00ed a p\u0159\u00edjmy jsou tak n\u00edzk\u00e9, \u017ee na financov\u00e1n\u00ed v\u0161eho nesta\u010d\u00ed. A n\u011bkdy m\u016f\u017ee dokonce nastat situace, kdy se prod\u011bl\u00e1v\u00e1 natolik, \u017ee nejsou pen\u00edze v\u016fbec na nic. A pak p\u0159ich\u00e1z\u00ed chv\u00edle, kdy se podnikatel\u00e9 za\u010d\u00ednaj\u00ed zam\u00fd\u0161let nad t\u00edm, jestli vlastn\u011b je\u0161t\u011b v\u016fbec maj\u00ed pokra\u010dovat. Jestli by nebylo lep\u0161\u00ed s takov\u00fdm podnik\u00e1n\u00edm skon\u010dit. A n\u011bkdy dosp\u011bj\u00ed k p\u0159esv\u011bd\u010den\u00ed, \u017ee je konec jejich firem skute\u010dn\u011b nevyhnuteln\u00fd. Ale pokud je je\u0161t\u011b n\u011bjak\u00e1 nad\u011bje, \u017ee se podnik\u00e1n\u00ed vzpamatuje a bude to zase lep\u0161\u00ed, nem\u011blo by se rezignovat. A m\u011bl by se tedy naj\u00edt zp\u016fsob, jak takov\u00e9 podnik\u00e1n\u00ed financovat do doby, ne\u017e se v\u0161e zm\u011bn\u00ed k lep\u0161\u00edmu. A v takov\u00fdch chv\u00edl\u00edch projevuj\u00ed podnikatel\u00e9 z\u00e1jem o p\u016fj\u010dky.Sehnat p\u016fj\u010dku nen\u00ed ale pro podnikatele s ekonomick\u00fdmi probl\u00e9my snadn\u00e9. V bank\u00e1ch je odm\u00edtaj\u00ed t\u0159eba kv\u016fli nedostate\u010dn\u00fdm p\u0159\u00edjm\u016fm nebo kv\u016fli z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f. Ale to neznamen\u00e1, \u017ee nepomohou-li banky, je v\u0161echno ztracen\u00e9. Nad\u011bje tu v\u017edycky je\u0161t\u011b je. A to u nebankovn\u00ed spole\u010dnosti, kde si mohou podnikatel\u00e9 vlastn\u00edc\u00ed nemovit\u00fd majetek vz\u00edt nebankovn\u00ed hypot\u00e9ku. Nebankovn\u00ed hypot\u00e9ka je daleko dostupn\u011bj\u0161\u00ed ne\u017e bankovn\u00ed p\u016fj\u010dky, a to pr\u00e1v\u011b d\u00edky ru\u010den\u00ed nemovitost\u00ed. Co\u017e zvl\u00e1dnou i ti, kdo by jin\u00e9 ru\u010den\u00ed nezvl\u00e1dli. A proto podnikatel\u00e9 \u010dasto o nebankovn\u00ed hypot\u00e9ky \u017e\u00e1daj\u00ed. A nebankovn\u00ed americk\u00e1 hypot\u00e9ka je t\u00edm p\u00e1dem \u010dasto jejich spasitelem.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je mo\u017en\u00e9 si vz\u00edt p\u016fj\u010dku","item":"https:\/\/www.zmmodel.cz\/je-mozne-si-vzit-pujcku\/#breadcrumbitem"}]}]