[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zmmodel.cz\/zvlaste-pokud-vam-pujcku-neschvali-vase-banka\/#Article","mainEntityOfPage":"https:\/\/www.zmmodel.cz\/zvlaste-pokud-vam-pujcku-neschvali-vase-banka\/","headline":"Zvl\u00e1\u0161t\u011b, pokud v\u00e1m p\u016fj\u010dku neschv\u00e1l\u00ed va\u0161e banka","name":"Zvl\u00e1\u0161t\u011b, pokud v\u00e1m p\u016fj\u010dku neschv\u00e1l\u00ed va\u0161e banka","description":"To se bohu\u017eel st\u00e1v\u00e1, a d\u016fvody jsou r\u016fzn\u00e9. Nap\u0159\u00edklad bankovn\u00edm \u00fa\u0159edn\u00edk\u016fm nevyhovuje negativn\u00ed z\u00e1znam v registrech, nebo jim nemus\u00ed vyhovovat v\u00fd\u0161e va\u0161eho p\u0159\u00edjmu. Marn\u00e9, maj\u00ed toti\u017e sv\u00e9 p\u0159edpisy. Ale vy ty finan\u010dn\u00ed prost\u0159edky pot\u0159ebujete a to pom\u011brn\u011b rychle, ne\u017e exekuto\u0159i zaklepaj\u00ed na dve\u0159e. Tak\u017ee t\u00e1pete, kde sehnat pen\u00edze a mo\u017en\u00e1 v\u00e1m n\u011bkdo poradil, a\u0165 oslov\u00edte […]","datePublished":"2025-09-18","dateModified":"2025-09-18","author":{"@type":"Person","@id":"https:\/\/www.zmmodel.cz\/author\/#Person","name":"","url":"https:\/\/www.zmmodel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cae764794acc12213aa530e21558ed2bd96c03f91e0c3ad21cc1905765be658?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cae764794acc12213aa530e21558ed2bd96c03f91e0c3ad21cc1905765be658?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zmmodel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zmmodel.cz\/wp-content\/uploads\/p%C5%AFj%C4%8Dka%20uzav%C5%99ena_10.jpg","url":"https:\/\/www.zmmodel.cz\/wp-content\/uploads\/p%C5%AFj%C4%8Dka%20uzav%C5%99ena_10.jpg","height":0,"width":0},"url":"https:\/\/www.zmmodel.cz\/zvlaste-pokud-vam-pujcku-neschvali-vase-banka\/","about":["Finance"],"wordCount":389,"articleBody":"         To se bohu\u017eel st\u00e1v\u00e1, a d\u016fvody jsou r\u016fzn\u00e9. Nap\u0159\u00edklad bankovn\u00edm \u00fa\u0159edn\u00edk\u016fm nevyhovuje negativn\u00ed z\u00e1znam v registrech, nebo jim nemus\u00ed vyhovovat v\u00fd\u0161e va\u0161eho p\u0159\u00edjmu. Marn\u00e9, maj\u00ed toti\u017e sv\u00e9 p\u0159edpisy. Ale vy ty finan\u010dn\u00ed prost\u0159edky pot\u0159ebujete a to pom\u011brn\u011b rychle, ne\u017e exekuto\u0159i zaklepaj\u00ed na dve\u0159e. Tak\u017ee t\u00e1pete, kde sehnat pen\u00edze a mo\u017en\u00e1 v\u00e1m n\u011bkdo poradil, a\u0165 oslov\u00edte v t\u00e9to v\u011bci nebankovn\u00ed spole\u010dnost. Ano, tyto spole\u010dnosti se pr\u00e1v\u011b specializuj\u00ed na pomoc lidem, kter\u00fdm banky nevy\u0161ly vst\u0159\u00edc. Nap\u0159\u00edklad se m\u016f\u017ee jednat o spole\u010dnost, kter\u00e1 nab\u00edz\u00ed finan\u010dn\u00ed produkt Nebankovn\u00ed hypot\u00e9ka na konsolidaci p\u016fj\u010dek a \u00fav\u011br\u016f.Pro bli\u017e\u0161\u00ed vysv\u011btlen\u00ed, nebankovn\u00ed hypot\u00e9ka na konsolidaci p\u016fj\u010dek a \u00fav\u011br\u016f je ur\u010den\u00e1 lidem, tedy klient\u016fm, kte\u0159\u00ed maj\u00ed pravideln\u00fd p\u0159\u00edjem, ale pot\u0159ebuj\u00ed pen\u00edze nejen na vyplacen\u00ed exekuce. Vlastn\u011b na cokoli, mohou po schv\u00e1len\u00ed p\u016fj\u010dky refinancovat hypot\u00e9ku, nebo i konsolidovat p\u016fj\u010dky. Klienti se prost\u011b sami rozhodnou na co pen\u00edze pou\u017eij\u00ed. U nebankovn\u00ed hypot\u00e9ky na konsolidaci p\u016fj\u010dek a \u00fav\u011br\u016f m\u016f\u017eete m\u00edt n\u00edzkou spl\u00e1tku, podobnou jako v bank\u00e1ch. Pokud se jedn\u00e1 o splatnost p\u016fj\u010dky, tak to m\u016f\u017ee b\u00fdt a\u017e 40 let. Samoz\u0159ejm\u011b podle v\u011bku klienta. A dal\u0161\u00ed v\u00fdhodou je, \u017ee nebankovn\u00ed spole\u010dnosti nemus\u00ed vadit prob\u00edhaj\u00edc\u00ed exeku\u010dn\u00ed \u0159\u00edzen\u00ed a tak\u00e9 z\u00e1znamy, ty negativn\u00ed, v bankovn\u00edm registru. Jen je zde pot\u0159ebou, abyste ru\u010dili n\u011bjakou nemovitost\u00ed. To je takov\u00e1 jistota, \u017ee poskytnutou nebankovn\u00ed hypot\u00e9ku na konsolidaci p\u016fj\u010dek a \u00fav\u011br\u016f, na vyplacen\u00ed nebezpe\u010dn\u00e9 exekuce, kter\u00e1 v\u00e1s ohro\u017euje, budete \u0159\u00e1dn\u011b spl\u00e1cet. A nem\u011bjte obavy, jakmile p\u016fj\u010den\u00e9 pen\u00edze uhrad\u00edte, bude tato nemovitost dan\u00e1 do ru\u010den\u00ed t\u00e9to z\u00e1stavy zbaven\u00e1. Pro dopln\u011bn\u00ed, m\u016f\u017ee se nap\u0159\u00edklad tak\u00e9 jednat o nemovitost t\u0159et\u00ed osoby. Tak\u017ee pokud sh\u00e1n\u00edte pen\u00edze na vyplacen\u00ed nebezpe\u010dn\u00e9 exekuce, kter\u00e1 v\u00e1s ohro\u017euje, nebo pen\u00edze na bydlen\u00ed, ale i pen\u00edze na cokoli, ji\u017e v\u00edte, koho oslov\u00edte.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zvl\u00e1\u0161t\u011b, pokud v\u00e1m p\u016fj\u010dku neschv\u00e1l\u00ed va\u0161e banka","item":"https:\/\/www.zmmodel.cz\/zvlaste-pokud-vam-pujcku-neschvali-vase-banka\/#breadcrumbitem"}]}]